Now don't get too excited...someone (not me) bought a winning Mega Millions ticket worth $319 million at Coulson's near the State Capitol. When I heard the news I couldn't help but think: "it could have been me" since I walk by that icky newsstand twice each week day. However, since "you have to play to win" and I haven't bought a lotto ticket since 2007, it's unlikely I'll be winning Mega Millions anytime soon.
Still, it made me consider what I would do with my winnings after taxes and this is what I've come up with:
1. Tell Jim, hyperventilate, check the numbers a 1,000 times, joyfully dance around the family room and hunker down for a few days while we plot our strategy. Make an appointment with my financial advisor and CPA.
3. Pay off the mortgage and my student loans. Six years out of law school, I still owe the government $89,000 and am not projected to finish paying off the debt until 2027! Also, pay off Julie's student loans, which amount to slightly less than mine, but she has to handle them on a teacher's salary :(
4. Book trips to places I have been dying to go (in preferred order): Italy, Australia, National Parks in the southwestern US, Greece, a wine tour in Napa Valley, a safari in Kenya or Tanzania, Spain, Yellowstone National Park, Iceland, Alaska, Fiji, Brazil, and the Maldives for starters. Egypt is near the top of the list too, but because of the civil unrest, I wouldn't be booking it at this moment.Return to some places I fell in love with: Bora Bora and Moorea, St. John, Jost Van Dyke, Virgin Gorda and, of course, Hawaii.
5. Go on a furniture and house decorating shopping spree. It would be so nice to buy anything I wanted at stores like Stickley, Neiman Marcus and Thomasville with no strings debt attached. The living room, study and guest bedroom are in desperate need!
6. Hire a personal trainer and set up a true workout space in the basement. Buy some new equipment, including an arc trainer, elliptical and weight bench.
7. Buy new, used cars for Jim and I. His Exploder has 111,000 miles at last count and my Accord has just over 90,000 -- ouch! Yes, I think we would still buy slightly used even if we were millionaires. I just can't justify the depreciation that happens the minute you drive a car off the lot. Jim's eyeing a purchase this fall, whereas I may hold onto my car a bit longer because I can't seem to find anything in my price range that I love. The two cars in the running are the Acura TL and Lexus ES, but I'm just not overwhelmed by either. My dream car is the Infiniti G37 coupe...not a smart plan considering that family expansion is a future goal.
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| Dream car |
9. Buy an oceanfront home in Maui and spend the cold winter months there. I think we would probably choose to live in Kapalua (West Maui) or Wailea (South Maui).
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| Check out this view...this house on the market in Maui for $3.3M |
10. Donate a certain percentage each year to charities near and dear to my heart: environmental protection, wildlife preservation, Red Cross, those to benefit children and any that help deserving students offset the costs of college.
C'mon dream with me...what would you do?


















